COMPREHENSIVE FINANCIAL PLANNING
Using a structured planning process, David can examine your existing financial situation, help you define your planning goals, establish a recommended course of action and assist you in the implementation of your plan.
When your situation calls for an analysis of a specific area rather than a comprehensive plan, he can perform a focused analysis. Some of the areas that can be examined individually are: retirement planning, education planning, tax planning, charitable giving, estate planning, and life insurance analysis.
As part of a comprehensive plan or standing alone, investment decisions will be at the core of most plans. David used a structured investment consulting process for his clients' investments.
In many planning situations, different types of trusts are suggested. In the case where an individual or other non-corporate trustee is used, David can work along side your trustee to help with some of their trustee duties. Although he does not prepare taxes or the trust documents, he can help you and your trustees make sure that the trust is being administered properly and managed prudently.
To complete the planning cycle, investments and insurance products will usually be required. When appropriate, David is able to offer assistance in obtaining insurance coverage, as well as providing investment products including: mutual funds, stocks, bonds, fixed annuities, variable annuities, and fee-based managed accounts. In addition, David will work with your existing advisors to help ensure smooth implementation of your plan.